Level 3 Certificate in SME Lending and Alternative Data (CSME)

The CSME qualification aims to highlight the crucial role small and medium enterprises (SMEs) play in promoting economic growth. The qualification explores the transformative power of alternative data in SME lending. Drawing insights from global practices, including mature and emerging markets, this qualification considers how alternative data is revolutionising credit decisions, paving the way for critical funding for SMEs.
ADGM Academy offers industry-leading qualifications and training for financial services professionals, with an innovative approach to learning and a commitment to supporting participants at every step, ensuring professional education is accessible to all.
Alternative data offers the opportunity to bridge the credit gap, expanding access to finance for small businesses and increasing portfolios. By leveraging alternative data, banks can make informed credit decisions, thereby expanding their portfolios and nurturing the growth of SMEs.

The certificate is aimed at individuals who are either actively involved in SME lending or have an interest in alternative data. It is suitable for individuals in roles such as lending relationship manager, credit officer, and small business customer adviser.

There are no specified entry requirements. However, those already employed in a bank or financial organization are the target audience.